The 5/5 Adjustable-Rate Mortgage (ARM) loan from RBFCU locks in your rates of interest and payment for the first five years of your loan. After the preliminary term has lapsed, your rates of interest and payment go through change (up or down) every five years for the staying loan term. Refinance if rates decrease or cost at any time. With a minimum deposit of 5% and an initial low-interest rate, the 5/5 ARM uses a fresh perspective on home funding.

To talk to the Mortgage Department, call 210-945-3300, choose choice 3, then choice 2.

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Low closing expenses

By eliminating some of the upfront costs, RBFCU helps you turn your dream into truth. Qualifying loan types consist of: Conventional fixed-rate, 100% Financing, Jumbo, Construction and 5/5 adjustable-rate.

In addition, members have the choice to acquire discount rate indicate reduce their rate.

Let us walk you through the mortgage loan procedure

1. Get prepared Buying a home is a huge commitment and you'll want your financial resources to be in great condition before you begin the procedure to make sure the finest possible outcome. Gather your financial information, like current tax returns, monetary statements and pay stubs